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Directions: Reading Comprehension - read the following passage to answer the question below.

Baby Boomers are alive and fighting to stay healthy and active. In 2006, the first Baby Boomers turned sixty years old and since then, it has been a race to stay young. According to the US Census Bureau (2009), nearly 12,000 beauty and supply stores emerged in the early twenty-first century carrying a variety of anti-aging skin care products. Along with this, nearly 28,000 fitness and recreation centers opened where Baby Boomers began to flock in an effort to become, or remain in good physical health.

Many retirees don't plan on stopping for retirement. An Associated Press survey found that 66 percent of boomers intend to continue working-for-pay beyond retirement, most because they want to stay busy, some because they have to, and fewer because they want to afford some extras (Stark and Carpenter 2006). Those statistics may be changing in light of the 2008-2009 economic crisis, as many retirees watch their savings and investments decline. Boomers are confronting health issues (some which they cannot control) and the planning that it involves. In 2007, it was announced that 13 percent of the population suffered from Alzheimer's-one in eight Americans over the age of sixty-five have been diagnosed (Shriver 2009). This affects not only the parents of young boomers, but those boomers who are entering their sixties. Issues regarding elder and long-term care, healthcare costs, and financial planning are central to the issue.

Complicating matters, studies reveal that the boomer generation does not have the savings to sustain them in retirement. The National Bureau of Economic Research finds that more than 25 percent of boomers had no financial plans for retirement. A 2009 study from the Congressional Research Service found that the median value of retirement savings in households headed by individuals between the ages of fifty-five and sixty-four was $100,000. That $100,000 annuity for a retiree would result in only a $700 a month payout. And that was before the recession of 2008-2009 hit. By 2031, all members of the Baby Boom Generation, if still living, will have reached the age of Social Security eligibility: sixty-five years of age. While the challenges facing the American public about the critical issues that are inherent in this demographic are not new, they are becoming more urgent. In 2009, the Obama administration announced that the Medicare trust fund (the medical insurance program for Americans aged sixty-five years or older) will be depleted by 2017. Social Security (the social insurance program that distributes funds to American retirees) will be exhausted by 2037, four years earlier than was previously projected. These entitlement funds have been particularly stressed during the fiscal crisis of 2008-2009.

With the oldest members of this generation entering retirement age, questions about the loss of revenue related to spending and taxation also arise. Baby boomers who retire will not be spending at the same rates they previously did, which will have an impact on the overall economy. Additionally, because of a reduction in income, the US will face a reduction in income tax revenues from this group-while the costs of maintaining this population will continue to rise. Adapted from: Wagner, Geraldine. Points of View: Baby Boomers, 2009, p1-1.

The passage suggests that rising number of Americans who are at or nearing retirement age will have what effect on younger generations. Consider each of the choices separately and select all that apply.


The children of baby boomers may have to assume more of the health- care responsibilities for their parents.


The government will have to raise taxes to fund Social Security and Medicare.


Private industry will have to construct more nursing homes.

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